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If you prefer to do all your banking from the comfort of your home and don’t mind not having access to face-to-face help if required,…
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Is Questrade Safe & Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through…
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An RESP, or Registered Education Savings Plan, is a registered tax-deferred investment account designed to help pay for a child’s education. In other words, RESPs…
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Welcome to the annual Registered Education Saving Plan (RESP) update where I show transparency on our indexed investment strategy to help pay for our children’s…
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Readers often ask what my favourite personal finance apps are. It’s not an easy question to answer, as the apps we choose are highly personalized…
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Home Equity in Retirement – Reverse Mortgages vs HELOCs vs Downsizing
Many retiring Canadians have a huge chunk of their net worth tied up in their housing equity. Deciding whether to tap into that housing equity through…
Investing In Canadian Wide Moat Stocks
I am a cautious investor given that I am in the semi-retirement stage. While I would acknowledge that growth is important for a retiree or…
Is National Bank Stock a Good Buy Right Now?
National Bank of Canada has demonstrated its resilience in the face of market challenges, standing out as a great investment opportunity in the coming years.…
Is BCE Stock a Good Buy Right Now?
If you’re considering investing in BCE stock in 2025, evaluating the company’s performance, dividend growth, and the latest developments in the telecommunications industry can help…
Is CNR Stock A Good Buy Right Now?
If you’re considering investing in Canadian National Railway (CNR) stock in 2025, it is important to evaluate the company’s performance, dividend growth, and recent developments…
Managing Money In Retirement – Investing with Cognitive Decline
Since writing Canada’s first online course that looked at how to create a DIY financial plan for your retirement, I’ve gotten a few inquiries about…
OAS in Canada: Clawbacks, Eligibility and Payment Dates
Old Age Security – better known as OAS – is one of the least understood aspects of Canadian retirement planning that I’ve come across. In…
Questrade vs Interactive Brokers
When it comes to the showdown between Questrade and Interactive Brokers my analysis and answer might surprise you! Canadian DIY investors are spoiled for choice…
CPP Ultimate Guide – Eligibility, Payment Dates, Withdrawals & More
Most Canadians know the Canada Pension Plan as a government account they pay money into every month when they are working, and then when they…
Webull Canada Review
When I sat down to take a close look at Canada’s newest brokerage for my Webull review, I realized a couple of things pretty quickly.…
Retirement Planning in Canada (RRSP Season)
With “RRSP season” and annual financial goal setting in full swing, Canadian retirement planners are out there in full force ready to “help”. Honestly, the…
Do I Need an Accountant To Do My Taxes?
Two of the most common questions that I have gotten in our MDJ inbox over the years are: Do I need an accountant to do…
Neo Everyday (Formerly Money) Account Review
What is Neo Financial? Neo Financial is a Canadian fintech company offering a variety of products, including the Neo Everyday Account. It was founded in…
AvaTrade Canada Review 2025
What Is AvaTrade? Is it Legit? AvaTrade is known as one of the safest online brokerages for CFD and forex trading. Over 300,000 customers use…
Canada’s Best Energy Dividend Stocks 2025
Investing in Canada’s best energy stocks have been a key part of my investing strategy for some time now. A lot of people don’t remember…
Is Algonquin Power Stock A Good Buy in 2025?
When considering an investment in Algonquin Power stock, it is essential to evaluate the company’s performance, market trends, and recent developments in the renewable energy…
Investing in Annuities in Canada – Buying a Pension for Life
As a former teacher you might think I’d be the last person who would want to learn more about investing in annuities in Canada. But…
Financial Freedom Update Nov 2023 – $78.8k in Dividend Income!
Welcome to the Million Dollar Journey November 2023 Financial Freedom Update – the third update of the year! If you would like to follow my whole financial…
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