NEW APP FEATURE:
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Effective October 8, 2025, we’re getting new Android and iOS apps!
… which require mandatory multi-factor authentication. Find out what we’re talking about here.
… which require mandatory multi-factor authentication. Find out what we’re talking about here.
SERVICE DISRUPTION:
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Canada Post to strike effective immediately. Learn More
HOLIDAY CLOSURE:
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In recognition of Thanksgiving, all branches and contact centres will be closed on Saturday, October 11 and Monday, October 13.
Rates
Our Happy Savings account and term rates are annualized and are current as of today’s date. Interest for our Happy Savings accounts is calculated daily and paid monthly. For our one-year quarterly term, interest is calculated daily and compounded quarterly. For 1-5 year non-redeemable terms, interest is calculated and compounded annually.
If you have any questions regarding our rates, please contact us via email or our secure online chat.
Rates are subject to change without notice.
*RATE SPECIAL* 60-month GIC
3.95%*
*Not available to open in online banking;
please contact us directly to take advantage!
Daily Savings
|
High-interest savings account
|
2.30% |
|
TFSAs, FHSA, RRSPs, and RRIFs
|
2.30% |
Non-Registered Terms, TFSAs, FHSA, RRSPs, and RRIFs
|
1 year quarterly term
|
3.65% (average)1 |
|
1 year term
|
3.75% |
|
2 year term
|
3.65% |
|
3 year term
|
3.70% |
|
4 year term
|
3.75% |
|
5 year term
|
3.95% |
1Not available for First Home Savings Accounts (FHSA).