Archive for September 2025
Motive Financial Review 2025
What Is Motive Financial? Motive Financial, which is under the Canadian Western Bank, is one of Canada’s best known online banks. They offer chequing, savings, RRSP, TFSA, and GIC accounts. In early 2025, Motive Financial officially became a part of National Bank. They are now going to be able to offer more products and services…
Read MoreThe Best Countries for Canadians to Retire Abroad
A few years ago I never would have considered writing an article about the best countries for a Canadian to retire abroad. Why would anyone want to leave Canada, right? Then my wife and I moved overseas to accept teaching positions, and I became aware of a broad range of geography-inspired lifestyle possibilities. I was…
Read MoreBest Financial Advisors in Canada
In trying to do your homework and separate the best financial advisors in Canada from the rest, you’re going to run into a lot of highly-motivated sales professionals. Most people that call themselves financial advisors are great at using vague jargon and financial fears to steer you toward the products that pay them the most.…
Read MoreBest Canadian High Interest Savings Accounts
With GIC rates shrinking as quickly as Canada’s economic prospects, finding the best Canadian high interest savings account in 2025 is more important than ever. The combination of best interest rates, flexible payment options, and no-fees or transactions is what separates our favourite savings accounts from the rest of the pack. A quick reminder that…
Read More49 Best ETFs in Canada – August 2025
When I first started writing about Canadian personal finance twenty years ago, my list of the best ETFs in Canada could fit on a napkin. There were no Canadian all-in-one ETFs, no catchy tickers, and definitely no slick marketing campaigns. ETFs were basically niche tools used by hardcore index investors and a handful of spreadsheet-loving…
Read MoreWealthsimple Review 2025
What is Wealthsimple? Wealthsimple was founded back in 2014 by Michael Katchen, Brett Huneycutt and Rudy Adler. I gotta say that I really liked the company more in its first few years than in its current iteration. For the first five years of its existence, Wealthsimple was solely focused on the product that is now…
Read MoreBest Canadian Robo Advisors 2025
Now that we’re trading the dog days of summer, for the cool crisp autumn air, Canada’s robo advisors are rolling out some very tempting seasonal promos for Canadian investors. Justwealth is leading the pack with a cash bonus of up to $500 for new accounts – the best robo advisor offer we’ve seen yet! Even…
Read MoreBest Canadian Online Brokers – September 2025
As we enjoy the final days of summer, Canada’s best online brokerages have never been more competitive. Trading fees are at historic lows, platforms are racing to launch new features, and cash back promotions are literally paying you to get started as a DIY investor. When you pair that with the incredible 2.5-year run that…
Read MoreQuestrade Review 2025
Is Questrade Safe & Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through a Questrade online brokerage account safe? Is Questrade as safe as RBC, TD, CIBC, ScotiaBank, and BMO? – MDJ reader The answer: Yes! Questrade is a full member of (and…
Read MoreQtrade Review 2025 – Canada’s Best Broker
Current Qtrade New Customer Promotion Qtrade currently has the best cash-back offer on the market in an effort to get you to try their platform. In brief – they offer 5% cash back up to $2,000 on your initial deposit. On top of that, you’ll get free unlimited trades until the end of this year!…
Read MoreThe Ultimate Tax Guide to Inheriting a Cottage in Canada
The worst time to worry about paying inheritance tax on the family cabin is after your parent(s) have passed away and your family is just learning about capital gains taxes on cottages. The tax intricacies and emotional strain involved with any inheritance is only magnified by the discussion now involving a property that is so…
Read MoreJustwealth Review 2025
Why Justwealth? As I’ve updated my Justwealth review over the years, they have risen from a solid-but-not-elite option to the best robo advisor in Canada. How did they do it? By focusing on what matters. Frankly, while Justwealth has made great strides in the way their website looks, they still aren’t the most aesthetically-appealing option…
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